The California Consumer Privacy Act of 2018 ("CCPA") and California Privacy Rights Act of 2020 ("CPRA") provide certain rights to residents of California. This section of the Privacy Notice applies if you are a natural person who is a resident of California ("California Consumer") and use our Services. This notice supplements the information in the
Privacy Notice. Certain terms used below have the meanings given to them in the CCPA and CPRA. The CCPA and CPRA shall be collectively referred to herein as the "CPRA".
Additional Disclosures
Do-Not-Track Disclosure
"Do Not Track" ("DNT") is the concept that has been promoted by regulatory authorities for the internet industry to develop and implement a mechanism for allowing internet users to control the tracking of their online activities across websites.
Currently, various web browsers (Chrome, Firefox, Safari, Internet Explorer, Microsoft Edge) offer a DNT option that sends a signal to websites visited by the browser user about the user's DNT preference. We do not recognize or respond to browser initiated Do Not Track (DNT) signals as a DNT standard has not been adopted to this day.
Our third-party partners, such as web analytics companies and third-party ad networks, may collect information about you and your online activities over time and across our Services and our Site. These third parties may not change their tracking practices in response to DNT settings in your web browser and we do not obligate these parties to honor DNT settings.
Your Rights
As a California Consumer, you have the following rights, these rights are not absolute and may be subject to exceptions and verification. We may be required or permitted by law to decline any request. Only you, a person that you authorize to act on your behalf, or an entity registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable request related to accessing or deleting your personal information.
Right to Know, Access, Data Portability
You have the right to know the categories and specific pieces of personal information that we collect about you, the purposes of the collection of your personal information, categories of third parties with whom we share your personal information and the categories of the personal information that we shared with third parties.
You can also make a request to access the categories or specific pieces of personal and sensitive personal information we collected, used, or shared about you in the past twelve (12) months. Along with your verified request, we will give you any categories of sources from which the personal or sensitive personal information is collected; the purpose for collecting, selling, or sharing; and any categories of third parties with whom we share such personal information.
Right to Delete
You can make a request to delete any personal and sensitive personal information we collected from you. Upon receiving a verified request, we will notify you once your information has been deleted. We will also communicate your deletion request to the third parties who process your personal information on our behalf and direct them to delete your information.
Right to Opt-Out of Sale
California Consumers have the right to opt out of "sales" of their personal information.
The CCPA's broad definition of "sale" may include using services to deliver targeted advertising on other sites or applications. This means that if you make a request to opt out of our "sales" of personal information, it will likely have a direct impact on the types of advertisements you see online. We will honor requests to opt out of "sales" of your personal information.
If you would like to opt out, you may do so as outlined on the following page:
Your Privacy ChoicesYou may also opt out by broadcasting an Opt-Out Preference Signal, such as the Global Privacy Control (GPC) (on the browsers and/or browser extensions that support such a signal). If you choose to use the GPC signal, you will need to turn it on for each supported browser or browser extension you use.
We do not knowingly "sell" or "share" the personal information of people under 16 years old.
Right to Limit the Use or Disclosure of Sensitive Personal Information
We only use your sensitive personal information for business purposes or operational purposes of our business (servicing, quality improvement, fraud detection, security, legal), thus, your sensitive personal information is processed to only that which is essential for providing you our services, providing services to our Clients and for other legitimate business purposes.
We will notify you if at any point we intend to use your sensitive personal information for any additional purposes.
Right to Non-Discrimination
We value giving consumers control over their privacy and personal information. If you choose to exercise any of your rights under the CCPA, we will not differentiate our services as a result of your decision. We also do not offer any financial incentives to opt-in to sell your personal information.
Right to Correct
You have the right to request the correction, updating and completion of any Personal and Sensitive Personal Information we maintain about you.
For additional information for residents of Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, and Virginia, the following applies to the extent you are a resident of one of these states and the applicable Data Privacy Laws apply to our processing of your personal information.
The U.S. privacy laws provide their consumers with specific rights regarding their personal information. To the extent that you are a resident of one of these states, this section describes your rights under the applicable Data Privacy Laws and explains how you may exercise these rights.
The categories of personal information we process, our purposes for processing, the categories of personal information that we share with third parties, and the categories of third parties with whom we share it are detailed in Section V of our
Privacy Notice. To the extent that our personal information processing activities are addressed by a separate privacy notice, please consult the terms of that privacy notice for detailed information about our data practices, including the categories of personal information that we collect and disclose.
Right to Know
You have the right to know whether we process your personal information.
Right to Access
You can make a request to access the categories or specific pieces of personal and sensitive personal information we collected, used, or shared about you. Along with your verified request, we will give you any categories of sources from which the personal or sensitive personal information is collected; the purpose for collecting, selling, or sharing; and any categories of third parties with whom we share such personal information.
Right to Data Portability
You have the right to access and obtain a copy of your personal information that you previously provided to us in a portable and, to the extent technically feasible, readily usable format that allows you to transmit the data to another business without hindrance, where the processing is carried out by automated means. You may request such personal information up to twice annually, subject to certain exceptions.
Right to Delete
You have the right to delete personal information that you have provided by or that we have obtained about you. Please note that we may deny such a request if the requested deletion falls under an exception to this right set forth in Data Privacy Laws. If the personal data is no longer needed for any purposes that justify its retention and we are no required by law to retain it, we will do what we can to delete. We may need certain types of data so that we can provide our Services to you. If you ask us to delete it, you may no longer be able to access or use our Services.
Right to Opt Out of Selling or Sharing
You have the right to opt out of the processing of the personal information for purposes of: (i) targeted advertising; (ii) the sale of personal information; or (iii) profiling in furtherance of decisions that produce legal or similarly significant effects concerning you (provision or denial of housing, insurance, employment opportunities, or access to essential goods or services; decisions that have a foreseeable risk of unfair or unlawful treatment, financial or physical injury or other substantial injury).
As of the latest date of the Privacy Notice:
- We DO process personal information for the purposes of targeted advertising.
- We generally DO NOT directly sell your personal information in the conventional sense (for money). Like many companies, however, we do disclose personal information for internal business purposes or operational purposes of our business (servicing, quality improvement, fraud detection, security, legal, auditing, and service improvement), and we use services that help deliver interest-based ads to you or analyze our website traffic. Making personal information (such as online identifiers or browsing activity) available to these companies may be considered a "sale" under certain Data Privacy Laws.
- We DO NOT engage in profiling decision based on your personal information that produce legal or similarly significant effects concerning you.
If you would like to opt out of "selling" or "targeted advertising", you may do so as outlined on the following page:
Your Privacy ChoicesYou may also opt out by broadcasting an Opt-Out Preference Signal, such as the Global Privacy Control (GPC) (on the browsers and/or browser extensions that support such a signal). If you choose to use the GPC signal, you will need to turn it on for each supported browser or browser extension you use.
Right to Correct
You have the right to correct inaccuracies in the personal information we collect from you, taking into account the nature of the personal information and the purposes for which we process it.
Right to Nondiscrimination
We value giving consumers control over their privacy and personal information. If you choose to exercise any of your data privacy rights, we will not differentiate our services as a result of your decision. We also do not offer any financial incentives to opt-in to sell your personal information.
Your Right to Appeal
Under applicable Data Privacy Laws, if we decline to take action or do not respond regarding a request that you have submitted pursuant to one of the privacy rights set forth in this section, you have the right to appeal our refusal to take action within a thirty (30) calendar days after you receive our decision. We will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If the appeal is denied, we will also provide you with an online mechanism, if available, or other method through which you may contact your state attorney general's office to submit a complaint.
You may submit a request to access, rectify, delete, or port your personal data by emailing
[email protected]. Please include enough detail for us to evaluate and process your request (for example, your name, the email address associated with your inquiry, and the right you wish to exercise).
Note in the body of the email the specific right you want to exercise. In the subject line, include "<Your State/Country> Consumer Request".
We may need to verify your request before responding. If we deny a request (in whole or in part), we will explain our decision as required by applicable law.
Authorized agents may submit requests where permitted by law; we may require proof of authorization and may still require you to verify your identity in some cases.
Depending on your browser settings and applicable law, you may manage certain cookies and advertising technologies using our
Your Privacy Choices page (including our Cookie Consent Preference Banner where available).